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Entire life insurance policy plans are non-correlated properties. Regardless of what happens in the market (supply, actual estate, or otherwise), your insurance policy maintains its well worth.
Market-based investments grow wealth much faster yet are exposed to market fluctuations, making them naturally high-risk. What happens if there were a third container that used security but likewise moderate, guaranteed returns? Entire life insurance policy is that 3rd container. Regardless of how diversified you think your portfolio might be, at the end of the day, a market-based financial investment is a market-based investment.
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